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SMART VIP DAY BUYER DISCLOSURES, TERMS & POLICIES

Scope & Nature of Services

- The VIP Day provides strategic tax planning and education. We do not file tax returns, form entities, or provide legal advice during the VIP Day. Implementation services can be purchased separately.

Reliance on Client Information

- Advice is based on data you provide. You are responsible for the accuracy and completeness of all information and documents.

No Guaranteed Outcomes

- Tax savings examples are illustrative. Actual results vary based on your facts, laws, and implementation.

Professional Standards

- Services are delivered by a tax professional. We do not provide legal services. For legal matters, consult an attorney.

- IRS Circular 230 Notice: Any U.S. federal tax advice provided is not intended or written to be used for, and cannot be used by any taxpayer for, the purpose of avoiding penalties that may be imposed by the IRS.

Payment, Refunds & Rescheduling

- Payment is due at booking. If using a deposit, the remaining balance is due 7 days prior to your VIP Day.

- Refunds: Due to reserved time and delivery of intellectual property, payments are non-refundable. You may reschedule once with 72 hours’ notice based on availability.

- No-Show Policy: Failure to attend or arrive within 20 minutes forfeits the session; fees are non-refundable.

Confidentiality & Data Security

- We maintain confidentiality and use secure methods to receive files (e.g., https://onboardible.com/client/invitation/DynamiteTax&FinancialServiceLLC/7611). Do not email SSNs/EINs unencrypted.

Client Responsibilities

- Complete intake and pre-work at least 72 hours before your VIP Day. Delays may require rescheduling.

Communications Consent (Email/SMS)

- By providing your phone and email, you consent to receive transactional and occasional promotional messages from us, including reminders and follow-ups. Message/data rates may apply. Reply STOP to opt out of SMS anytime.

Recording

- With notice, sessions may be recorded for your use; you may opt out. Recordings are confidential.

Limitation of Liability

- To the maximum extent permitted by law, our liability is limited to the amount paid for the VIP Day.

Governing Law

- This agreement is governed by the laws of the State of Michigan.

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Money & Business Matters

Smart Tax Moves. Strategic Finance. Real Results.

How Small Businesses in Michigan Can Reach Break-Even Faster

Business

September 20, 2025•2 min read

Every small business owner in Michigan wants to know one crucial number: your break-even point. This is the point where your sales cover all your costs—meaning you’re no longer losing money and every sale beyond that becomes profit.

Whether you’re running a consulting firm in Detroit, a retail shop in Grand Rapids, or a family-owned service business in Lansing, understanding your break-even point can help you plan smarter, grow faster, and stay competitive in today’s market.

A Simple Break-Even Example for Service Businesses

Let’s break it down:

Fixed Costs (rent, software, insurance): $4,000 per month
Price Per Session: $200
Variable Costs (materials, travel, admin support): $50 per session

Formula:

Break-Even Point = Fixed Costs ÷ (Sales Price – Variable Costs)

4,000 ÷ (200 – 50) = 26.6 sessions

That means you need to deliver 27 sessions per month to break even. Every session after that? Pure profit.

Why Knowing Your Break-Even Point Matters

When you calculate your break-even point, you gain:

✅ Confident Pricing – Know your numbers and charge rates that truly cover costs.
✅ Realistic Sales Goals – Set targets that align with your actual expenses.
✅ Growth Clarity – Decide when it’s time to expand, hire employees, or invest in new tools.

For Michigan entrepreneurs, this insight can mean the difference between struggling to stay afloat and confidently scaling your business.

Partner with a Local Expert for Break-Even Success

Here’s the truth: break-even numbers are only as good as the bookkeeping and tax records behind them. That’s why so many business owners in Michigan turn to Dynamite Tax & Financial Service.

As your trusted Michigan Accountant, Michigan Tax Preparer, and provider of Michigan CFO Services, we help small businesses: